Using happay app 1) Open Happay App. 2) Tap on Add Money option. Select Debit/Credit Card /NetBanking. 3) Insert the requisite amount that you want to get added in the Happay wallet from Paytm Cash. Tap on Continue The succeeding page will have Paytm Header with Login/Sign up option. 4) Login to your Paytm Account and choose Pay with Paytm button. 5) Once your Happay Wallet gets loaded transfer the money to your Bank Account. Hope it helps.